Many accounts, one view
Cash, bank, e-wallet, credit card. Transfers between accounts are automatically recorded on both sides.
Beta · free forever
Your money, organised.
One app for personal finance and Indonesian SMB bookkeeping. Track transactions, set budgets, and send PPN-aware invoices — all from a single dashboard.
No credit card required · Your data stays yours
budgetku.id / dashboard
Total balance
Rp 18.475.000
+ Rp 2,300,000 this month
May expenses
Rp 4.620.000
79% of budget
Recent transactions
May 2026May salary
BCA
+ Rp 8.000.000
Office rent
Cash
− Rp 2.500.000
Internet bill
BCA
− Rp 480.000
Everything you need
Built for small business owners and individuals who want their finances tidy — without learning complex accounting software.
Categories & monthly budgets
Organise spending through income / expense categories. Set a budget per category per month and watch the actuals.
Cashflow & P&L reports
Daily / weekly / monthly cashflow, period P&L, totals by category. Per currency — never mixed.
Invoices + automatic PPN 11%
Draft, send, accept partial payments. VAT is computed line-by-line per Indonesian e-Faktur. Status flips to 'paid' automatically.
Multi-currency ready
IDR is default, but you can hold USD, SGD, JPY, and more. No misleading cross-currency totals.
Secure by design
Postgres Row-Level Security keeps your data isolated from other workspaces — even if there's a bug in our code.
Three steps
No long onboarding. Open, sign up, and use it.
- 1
Sign up in 30 seconds
Email + password. Your first workspace is created automatically.
- 2
Add accounts + categories
Record where your money lives (cash, bank, e-wallet) and group income / expense.
- 3
Log transactions & view reports
Every entry shows up immediately on the dashboard, budgets, and cashflow reports.
Pre-launch
Simple pricing
During beta, every feature is free. Paid plans activate when payment integration ships.
Free
For individuals and small SMBs starting to track finances.
Rp 0forever
- Unlimited accounts & transactions
- Categories & monthly budgets
- Cashflow + P&L reports
- 1 invoice & 1 customer
- 1 workspace
Most popular
Pro
Small teams and collaborative needs.
Rp 49,000/month
- Everything in Free
- 3 invoices & 3 customers
- Up to 3 team members
- Multiple workspaces
- CSV / OFX export
- Priority support
Business
SMBs that need invoices + VAT.
Rp 149,000/month
- Everything in Pro
- Unlimited invoices & customers
- Invoices + PPN 11%
- 10 team members
- Priority support
Frequently asked
Common questions from prospective users.
Is it really free?
During beta, yes — every feature is available at no cost. When paid plans launch, the Free tier remains for basic personal use.
Is my data safe?
Each workspace is isolated at the database level via Postgres Row-Level Security — not just at the application layer. Even if a service has a bug, your data physically can't be accessed from another workspace.
Can I export my data?
CSV export is in progress. Either way: your data is yours. No vendor lock-in.
Can I track more than one business?
Yes — you can create multiple workspaces and switch quickly from the header. Useful if you have personal + SMB or several business units.
Is there a mobile app?
The web app is fully responsive — it works great on a phone. Native iOS / Android apps are on the roadmap once the web app is stable.
Is PPN 11% automatic?
Yes. For invoices, each line is computed per the Indonesian e-Faktur convention (round per line, then sum — not sum-then-tax). The default rate is 11% and can be overridden per item.
Ready to get organised?
Sign up in 30 seconds. No credit card. Leave the spreadsheet behind today.
Get started